Having options for reasonable ways to play the game is something the devs need to work out. Alot of us want to be able to play as red soul light chars. atm the penalties are outrageous. running 300 missions to get back to zero. losing your weapons and armour. cops shooting you in pepper park. the long sync issues are greatly improved though. Id even go as far to say that there should be some kind of reward for being negative 100.