I didn't checked the option for points reset but all points in INT, STR, CON, DEX were reseted only in PSI still in place (but no point lost)
I transferred my multitrader and he transferred with like 20-30 rare parts in his inventory (probably his last task on Terra was ressing parts).
Apartment i got is definetly not a starter apartment, Plaza 1 top end apartment (or Plaza 1 clan apartment) but completly empty , only Genrep and Outfiter ... even no GOGO lol (i hope you can buy one in furniture store).
If someone want to investigate that rare parts transfer. Character was from Terra (name: "Engi") now is on Titan as "Multitool".